Money planning for yacht crew
Every euro,
on course.
Give your salary, charter tips and season pay a job the moment they land. See your Airbnb ashore, your side hustle and your investments in one plan, and the month you can leave yachting.
- No bank connection
- Your data stays on your phone
- Works offline at sea
- Cancel any time
Crew pay doesn’t come in equal months.
Salary every month, tips in waves, a yard period with no tips at all, flights home and a gap between contracts. Timón plans the year you actually have.
Built for life on board
Charter tips
Split by your own percentages the day they land: emergency fund, investing, the next property.
Seasons and rotation
Med season, Caribbean season, rotation pay. Plan them a year ahead, every year.
Between contracts
See exactly how many months your safety net lasts if the next boat takes a while.
Crew house and flights home
The costs crew actually have, ready to fill in. No supermarket receipts.
Your Airbnb ashore
Rental income, cleaning, co-host, mortgage and tax in its own lane, paying you every month.
Swallow the anchor
The month your rentals, businesses and projects cover your life ashore.
How it works
Split it the day you get paid
Timón turns every payday into a short checklist: pay yourself from your rental, send this to investing, that to the next property. Tick them off from the crew mess.
- Fixed amounts first, percentages for the rest
- Adjusts by itself when your pay changes
Your property and side hustle, each in its own lane
Add your Airbnb, a long-term rental, your company or a side hustle. Each keeps its own income, costs, tax and mortgage. What it pays you joins your personal plan.
- This month or the next 12, all together
- Import each one’s bank statement separately
Crypto, ETFs and gold at their live price
Enter how much you hold. The value updates by itself and feeds your net-worth projection.
- Bitcoin, Ethereum, Apple, S&P 500, gold, silver…
- Only the ticker is sent, never your amounts
Can I afford it? Know before you buy
The car, the course, the deposit. Timón checks your next months, with your tips and costs, and tells you when it fits.
- How low your safety net would go
- Which goals move, and by how much
Your numbers never leave your phone.
No bank connection
Upload a statement if you want. It’s read on your device and never sent anywhere.
No accounts, no cloud
There is no database with your money in it. Not ours, not anyone’s.
Works offline
Install it on your phone. It works in the middle of the Atlantic.
One price, every feature
All plans include every feature and up to 3 devices. Prices include VAT.
Annual
Paid once a year: €110.40. You save €39.60 compared with monthly.
Choose annualQuestions crew ask
Does it connect to my bank?
No. You type your numbers or upload a bank statement (CSV or Excel), which is read on your device. Nothing is sent to us.
Where is my data stored?
Only on your device, in the app’s own storage, with automatic restore points. You can save a backup file to your phone or laptop whenever you like.
Can I use it on my phone and laptop?
Yes, on up to 3 devices with one subscription. Each device keeps its own copy; move your plan with a backup file.
I’m paid in dollars or pounds. Does it work?
Timón plans in euros today. Enter your pay at the amount that lands in your euro account. Multi-currency is on the list.
Is this financial advice?
No. Timón is a planning tool: it splits your money the way you decide and shows the consequences. It doesn’t recommend products.
Can I cancel?
Any time, from the customer portal. Your plan stays on your device and you can keep your backup.
Next payday, give every euro a job.
Open the demo with a full crew plan already filled in. No sign-up.
Try the free demo